Pre-HUD GFE Calculators

In 10 clicks or less, our new GFE Calculators give lenders all of the applicable fees and taxes needed to complete an accurate Good Faith Estimate!

Calculator Overview

Our GFE Calculators are built around the new HUD requirements and the new HUD structure. We've built these title insurance and transfer tax calculators for the new 2010 HUD RESPA Rules regarding Good Faith Estimates.

The GFE Calculator will supply you with 100% accurate quotes for Title Services, Title Insurance, Government Recording Charges and Transfer & Recordation Taxes. It's comprehensive, all-inclusive and provides you with the following GFE box calculations exactly as they're spelled out on the Good Faith Estimate:

1. GFE Box 4 -  Title Services & Lender’s Title Insurance
2. GFE Box 5 – Lender's Title Insurance
3. GFE Box 7- Government Recording Charges
4. GFE Box 8 – Transfer & Recordation Taxes

We've built these calculators to make life easier on Buyers, Sellers, Mortgage Brokers, Loan Officers, Banks and everyone else affected by the new HUD requirements in Maryland, Virginia, or Washington, DC. In the past, there have been websites that provide transfer tax or title insurance estimates, but there were always flaws: the figures were estimates, the calculators you needed were never at the same place, and the tax calculators didn't include complex situations or current exemptions that a Purchaser may qualify for. We've fixed that - and we back our calculators with a guarantee so you can stop waiting on title companies to do what you do best.

Our Guarantee to Accuracy

If you use Wreath Title for your transaction, we guarantee our Good Faith Estimate Calculators to be accurate and will cure any tolerance violations at closing if misquoted!

You must press the “Use Wreath Title for this Transaction” button, submit your information to us, and use Wreath Title for this transaction for the guarantee to apply. When you press the button, we receive the calculations as well.

We will cure the violation in question if:

1. All information was input correctly, but the website miscalculated the fees resulting a tolerance violation, and
2. You pressed the “Use Wreath Title for this Transaction” button and submitted your information to us, and
3. The transaction actually closes with Wreath Title.

Our calculators include all current exemptions and discounts. Maximize your borrower's, your client's or your own savings by using this calculator and taking advantage of these discounts. We guarantee that our calculators will include all current exemptions as of the date listed  in the Transfer & Recordation Tax Information page. To view a complete list of exemptions in Maryland, please click here.

Please feel free to use our Good Faith Estimate calculators even if you aren’t using Wreath Title for your transaction. But if you're not using us for your transaction, you understand that no guarantee or warranty applies by using them. Furthermore, you agree that although our Good Faith Estimate calculations are deemed to be accurate, Wreath Title does not guarantee or warrant the results.